The money-and-rules side of crypto
Money & Regulation
Crypto doesn’t exist in a vacuum — there are taxes to think about, rules that keep changing, and big financial institutions getting involved. These guides explain that side of things in plain language, without the legal jargon or the political noise. Just what a beginner actually needs to understand.
Start here
- Is Crypto Regulated? — What crypto regulation actually means for a beginner, why it varies by country, and what’s changing.
- What Is a Bitcoin ETF? — How spot Bitcoin ETFs work, who they’re for, and the trade-offs of buying Bitcoin this way versus owning it directly.
- What Is a Crypto ETF? — The broader picture: getting crypto exposure through a normal brokerage account, and the honest trade-offs.
- Are Stablecoins Safe? — What makes a stablecoin safer or riskier, the danger of losing the peg, and how to choose sensibly.
Taxes, cashing out & compliance
- Do You Pay Tax When Buying Crypto? — Why buying and holding usually isn’t taxed, what actually triggers tax, and the crypto-for-crypto catch.
- How Are Crypto Profits Taxed? — A plain-language overview of how crypto is generally taxed, and why keeping records matters from day one.
- Are Crypto Gains Capital Gains or Income? — The difference between the two, and why selling vs earning crypto is taxed differently.
- Do I Have to Report Crypto to the Tax Office? — Why the answer is usually yes, why crypto isn’t anonymous, and the record-keeping habit that saves you.
- What Are AML and KYC? — Why exchanges ask for your ID, what the terms mean, and the tension with crypto’s privacy ideals.
- What Is the Crypto Travel Rule? — Why exchanges share sender and recipient info on transfers, and how it affects you.
- How to Cash Out Crypto — Turning crypto back into money in your bank: the steps, fees, timing, identity checks, and the tax side.
Government & the bigger picture
- What Is a CBDC? — Central bank digital currencies explained — government digital money, why it’s the opposite of Bitcoin, and the privacy concerns.
- What Is MiCA? — The EU’s unified crypto rulebook explained, and why it matters globally.
- Can Crypto Be Banned? — Why a decentralized network is hard to switch off, what governments can restrict, and what it means for you.
- What Is Crypto Inheritance? — Why crypto doesn’t pass to your heirs automatically, and sensible ways to plan ahead.
This is the area that changes fastest, so these guides focus on the durable ideas rather than the headlines.
New to crypto? Start with the basics.
Before worrying about taxes and rules, it helps to understand the fundamentals. Begin with the Basics, learn to protect yourself in Safety, and think through how much to invest first.