Money & Regulation
The money-and-rules side of crypto, explained plainly for beginners: taxes, ETFs, regulation, and how the financial world is treating crypto.
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Why Are There So Many Stablecoins — and Why Do Some Fail?
Why are there so many stablecoins, and how can a “stable” coin fail? An honest look at the different designs — with real examples like TerraUSD (UST) and Iron Finance that collapsed to near zero. Continue reading
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What Is the CLARITY Act? US Crypto Regulation Explained for Beginners
What is the CLARITY Act, and what would it mean for crypto? A plain-language 2026 guide to the US bill sorting SEC vs CFTC oversight — why it matters, its status, and why it’s not a price signal. Continue reading
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What Is the Crypto Travel Rule?
What is the crypto Travel Rule? A plain-language beginner’s guide: why exchanges share sender and recipient info on transfers, how it affects you, and its tension with crypto privacy. Continue reading
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Are Crypto Gains Capital Gains or Income?
Are crypto gains capital gains or income? A plain-language beginner’s guide to the difference, why selling vs earning crypto is taxed differently, and why good records matter. Continue reading
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Do You Pay Tax When Buying Crypto?
Do you pay tax when buying crypto? A plain-language beginner’s guide: why buying and holding usually isn’t taxed, what actually triggers tax, the crypto-for-crypto catch, and why records matter. Continue reading
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What Is Crypto Inheritance? Planning So Your Crypto Isn’t Lost
What is crypto inheritance? A plain-language beginner’s guide: why crypto doesn’t pass to your heirs automatically, how self-custody and exchanges differ, and sensible ways to plan ahead. Continue reading
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Can Crypto Be Banned? An Honest Look at Government Power
Can crypto be banned? A plain-language beginner’s guide: why a decentralized network is hard to switch off, what governments can actually restrict, and what regulatory risk means for you. Continue reading
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What Is MiCA? The EU’s Crypto Rulebook Explained
What is MiCA? A plain-language beginner’s guide to the EU’s unified crypto rulebook — what it does for exchanges and stablecoins, why it matters globally, and its honest limits. Continue reading
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What Is a Crypto ETF? A Beginner’s Guide
What is a crypto ETF? A plain-language beginner’s guide: how it lets you track crypto’s price through a normal brokerage account — the appeal, and the honest trade-offs of not owning the coin. Continue reading
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Are Stablecoins Safe? An Honest Beginner’s Guide
Are stablecoins safe? A plain-language beginner’s guide: what makes a stablecoin safer or riskier, the danger of losing the peg, the 2025 US law, and how to choose sensibly. Continue reading